Save tax and pocket more of what you earn.
A mobile app that helps employees take control of their taxes.
5.0 ★★★★★ reviews
The Problem
Your employees could be paying too much tax.
UK tax is complex, and most employees don’t have an accountant to point out the reliefs and savings they’re entitled to. So they pay what their payslip says, and miss out on tax reliefs and tax saving opporunities they are entitled to.
£1.42bn*
of pension tax relief goes unclaimed by UK taxpayers every year.
Employees are quietly overpaying tax.
➔ Tax happens to them
PAYE assumes the tax code is right and that nothing else applies.
➔ Nobody owns the gap
Payroll administers the code it is given. Most employees do not know what they can claim, or how.
➔ And then it expires
Claims go back four years. Every April another year is gone for good.
*Source: HMRC figures obtained under a freedom of information request by Steve Webb, partner at LCP (2023/24)
What tax reliefs do employees commonly miss?
None of these are exciting and easily get overlooked.
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Pension Relief
Higher-rate relief on relief-at-source workplace and private pensions, never claimed.
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Gift Aid
Higher and additional rate relief on charitable giving, very often left unclaimed.
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Professional Fees
Relief on professional memberships and annual subscriptions they pay themselves.
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Marriage Allowance
Often misunderstood or not known about and therefore rarely claimed.
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Working From Home
The rule ended in April 2026, but earlier years are still open.
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Travel Costs
Relief may be due on costs employees pay personally when travelling for work.
Why you should offer it to staff
Give your people a pay rise, without touching payroll.
PocketTax gives your employees a smart mobile app that works like their own personal tax adviser. It finds the reliefs they’re entitled to and shows them exactly how to claim. You get a benefit people actually notice in their bank account.
• Boosts your team’s financial wellbeing
• No integration costs
• No payroll or IT work
How it Works
A tax adviser in their pocket.
A mobile app which lets employees connect their HMRC record and PocketTax turns it into a clear picture of the tax reliefs they are owed and ways to pocket more of what they earn.
01
Built on their own figures
The employee connects their HMRC records, so what they see is real rather than a generic calculator.
02
For people, not accountants
How much tax they owe, what they can claim, what it is worth and what to do next, in plain English.
03
Real money in their pocket
Staff claim tax relief they’re entitled to and act on savings they’d otherwise miss. HMRC pays them directly, we never handle their money.
£1,680
recovered in higher-rate pension relief for James who is employed and paid through PAYE.
The numbers speak for themselves.
➔ The situation
James paid into his workplace pension and assumed, as most people do, there was nothing for him to do. His employer never informed him otherwise.
➔ What was missed
Basic rate relief was added at source. Because the scheme was relief at source, the higher-rate part had to be claimed separately, and this never had been. Four open years, all unclaimed.
➔ The outcome
Claims prepared and submitted for all four years. HMRC repaid the full amount directly to him.
Meet the Founder
Who’s behind PocketTax?
Founded by Calvin Woodroffe a UK Chartered Accountant with fourteen years of accounting experience across KPMG, EY and Mazars.
Why I started it…
“I kept finding money for friends and family. These were reliefs they were entitled to and had no idea existed. Then I realised how many people are missing out and was shocked.”
Calvin Woodroffe
UK Chartered Accountant
Timeline to Launch
Where we are, and what’s next…
We are deliberately proving the need by hand before we spend money building software.
✔ DONE
Designed with users
App demoed in one-to-one interviews with real taxpayers and then reiterated for feedback.
NOW
Validating with employers
Free pilots with employers, to gather feedback and letters of intent before app development.
Q1 2027
Build the software
Pilot results and letters of intent decide the build, with a HMRC-approved software agent.
LAUNCH 2027 (TBC)
In employees' hands
The app offered through employers as an employee benefit.
Reviews
What people are saying.
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![Five orange stars in a horizontal row]()
“PocketTax instantly flagged tax reliefs I hadn’t been claiming, like work travel expenses. When I mentioned it to colleagues, they all wanted to know what they’d been missing too.”
Brij
Trial Participant -
![Five orange stars in a horizontal row]()
“Even as an accountant, I never felt sure I was claiming everything I’m entitled to. I just don’t have time to research UK tax rules. I love that PocketTax gives me a list of reliefs that apply to me, so I can review them and act.”
Murat
Trial Participant -
![Five orange stars in a row]()
“Taxes feel overwhelming, even though I do my own bookkeeping. My accountant just files my return. Nobody tells me what I can actually claim. PocketTax shows me the reliefs I’m entitled to, and it’s very easy to use.”
Rogerio
Trial Participant
